Cover Benefits for Health Professions
Cover Benefits of Chiropractors Combined Professional Indemnity and Public & Products Liability Insurance
Public and Products Liability cover options
Choose between $5 million per claim and $15 million in the aggregate, $10 million Public & Products Liability per claim and $30 million in the aggregate or $20 million per claim and $60 million in the aggregate. 2
Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit your business needs: $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Osteopaths Combined Professional Indemnity and Public & Products Liability Insurance
Public and Products Liability cover options
Choose between $10 million Public & Products Liability per claim and $30 million in the aggregate or $20 million per claim and $60 million in the aggregate.2
Professional Indemnity cover limit
Choose a level of Professional Indemnity cover to suit your business needs: $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Occupational Therapists Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit your business needs: $1 million per claim and $3 million in aggregate, $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate. 2
No excess
No excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Policy Schedule.2
Public and Products Liability cover
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Personal Trainers Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit your business needs: $1 million per claim and $3 million in aggregate, $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
No excess
No excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Policy Schedule.2
Public and Products Liability cover
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Pilates Instructors Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit your business needs: $1 million per claim and $3 million in aggregate, $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
No excess
No excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Policy Schedule.2
Public and Products Liability cover
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Podiatrists Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit your business needs: $1 million per claim and $3 million in aggregate, $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
No excess
No excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Policy Schedule.2
Public and Products Liability cover
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Psychologists Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit your business needs: $5 million per claim and $15 million in aggregate, $7 million per claim and $21 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
Member Therapy & Counselling expenses
$5,000 for Therapy and Counselling Expenses which is required as a result of a Claim covered by the Policy.2
Unlimited retroactive date
Professional Indemnity Insurance for Psychologists arranged through Aon includes unlimited retroactive cover for unknown claims or circumstances. This means it does not matter when the act, error or omission giving rise to the claim occurred, provided you did not know of the impending claim prior to the Period of Insurance.
Subject to eligibility criteria and must be stated in the Schedule.
Complimentary Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.4
4The run off cover will apply until the Group Facility is cancelled or not renewed. Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Physiotherapists Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Professional Indemnity cover limit” section, please change sentence under heading to “Choose a level of Professional Indemnity cover to suit your business needs: $1 million per claim and $3 million in aggregate, $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
No excess
No excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Policy Schedule.2
Public and Products Liability cover
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
Cover Benefits of Yoga Instructors Combined Professional Indemnity and Public & Products Liability Insurance
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice on risks insured under this Policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Professional Indemnity cover limit” section, please change sentence under heading to “Choose a level of Professional Indemnity cover to suit your business needs: $1 million per claim and $3 million in aggregate, $5 million per claim and $15 million in aggregate, $10 million per claim and $30 million in aggregate, or $20 million per claim and $60 million in aggregate.2
No excess
No excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Policy Schedule.2
Public and Products Liability cover
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.